Recommendation is one way, research on the Internet is another. The main thing is to ask those you TRUST to give you direction. I have an excellent planner that had been recommended by a longtime trusted neighbor/friend. Maybe I'm lucky cause I've heard of others being burned by oh my cousin is a financial planner or broker (DON'T CONFUSE BROKERS FOR FINANCIAL PLANNERS!!!). If that's the recommendation given than steer clear. Best of luck!!!How do i find someone to really advise me with my finances?
Try this web site http://www.unbiased.co.uk/
Don't go to a high street bank or building society as they will only try and sell you their products.
Always use an IFA (in the UK)How do i find someone to really advise me with my finances?
I'd go to a financial adviser it is worth it in the long run.
I myself am a financial adviser and have an independent office. I happily assist in helping with anyone's finances, for a small fee.
What type of financial advice do you need? If it's paying off debt, you'd do better to manage that yourself. Check out one of Dave Ramsey's books (Financial Peace or Your Total Money Makeover).
If your looking for investment advice, look for a Certified Financial Planner (CFP). Make sure you know up-front how they get paid. Some make a commission off your investments, which can skew their advice. I'd only pay a flat-fee or hourly rate.
well do the easiest, ask many people, then review their answers and do what you think is best for you!
Good luck
A financial advisor. There are two types, basically. An independant(IFA), he would choose the best options from the whole spectrum, but you will have to pay a fee. Others get their money as commission from the companies they are connected with, so they will only pick the best from them.
Train yourself to be your own financial advisor.
If you are in the UK you could try Citizens Advice Bureau or the Consumer Credit Council. They;re set up to help people that need them.
Hey i wished i knew too, i'm a single mom of 2. And i'm strugglin. I make decent money and don't have alot of bill's, but i just can't make it all stretch...Good luck to ya!!
Go to www.businesslink.co.uk
You can give them a ring or email them.
Ask friends and family for recommendations.
Monday, August 23, 2010
What else can i do i need advise?
i'm almost 38 weeks pregnant and so freakin uncomfortable i know as many women are at this point. well i'm 2cm and thined out i was just wondering on what i can do to speed this along. i know alot of you think this is selfish but i'm looking for answers from those who know what i'm talking about. and one more thing is it normal to feel uncomfortable in and around my private.What else can i do i need advise?
girl i am with you. i went to the hosp on tue was sent home, was tested wed at my NST sent home again :( then this morn i was at the doc and she told me that maybe i will go this weekend. lol I'm like I HAVEN';T SLEPT IN 3 DAYS.... she told me well i can give you sleeping pills. on top of the pain meds and muscle relaxers I'm taking I'm like no thanks just induce me pls. she told me that if I'm still preg next week we will pick a date. uff. I'm so tired i have other kids to care for they are suffering i am and so on and on. I don't think its selfish I'm 37 weeks 4days and so sick and tired. I have tried everything walking, eating pineapple, drinking red raspberry leaf tea, intercourse and so on what else can we do.... my hubby said just stop pushing. so i guess my answer is there is nothing that we can do but try to rest some before the big day. I am scared that i wont be able to push because i wont have anything left in me lol. the doc said walking and sex is the only thing that will help. but I'm like why would i do any of those when i feel like there is something coming out and i hurt to bad. Anyways sorry for venting but gl and I guess we have to wait.What else can i do i need advise?
There is nothing you can really do sweetie. Just keep telling yourself that you are an awesome mom and that this baby will come soon enough and you will be so amazed at how beautiful he/she will be. You will understand that bond instantly and as a mom you will NEVER forget the smell of a newborn baby. As far as the pain goes. Breath out as if you are blowing a huge bug away from you and ask for a pregnancy ball. That really helped me when I was in labor. Your body will know when to speed up or slow down. That is that wonder of a womans body. We are truly lucky to have these beautiful temples for creating new life. Good luck Sweetie!
Yes it's normal to feel uncomfortable around there, if you're thinned out and dilated then you're baby's head is pushing down into the birth canal.
Walking helps, stairs, squats, sex, just try anything to get things moving if you're that adamant. Hopefully your child will be healthy.
Do what my mother did for all four of her children, take Castor oil! Only a little bit to get things going! The recommended dose should suffice. You will probably hear all kinds of negativity from this, and for good reason! Because, not to be totally graphic...it makes you have to go...to the bathroom...number two...really bad! But I swear, it worked for both my girls! And I was at 38 weeks for both! It's almost over honey!
yes, it is very normal.
try walking a lot, eating Mexican food, drinking raspberry leaf tea
these are all things that people have told me worked for them. I don't know because my body was being uncooperative. My cervix wouldn't dilate, efface, nothing. So I had to be induced.
Information on how to make yourself more comfortable at this time on the link below. G
Drink lots of water too...
girl i am with you. i went to the hosp on tue was sent home, was tested wed at my NST sent home again :( then this morn i was at the doc and she told me that maybe i will go this weekend. lol I'm like I HAVEN';T SLEPT IN 3 DAYS.... she told me well i can give you sleeping pills. on top of the pain meds and muscle relaxers I'm taking I'm like no thanks just induce me pls. she told me that if I'm still preg next week we will pick a date. uff. I'm so tired i have other kids to care for they are suffering i am and so on and on. I don't think its selfish I'm 37 weeks 4days and so sick and tired. I have tried everything walking, eating pineapple, drinking red raspberry leaf tea, intercourse and so on what else can we do.... my hubby said just stop pushing. so i guess my answer is there is nothing that we can do but try to rest some before the big day. I am scared that i wont be able to push because i wont have anything left in me lol. the doc said walking and sex is the only thing that will help. but I'm like why would i do any of those when i feel like there is something coming out and i hurt to bad. Anyways sorry for venting but gl and I guess we have to wait.What else can i do i need advise?
There is nothing you can really do sweetie. Just keep telling yourself that you are an awesome mom and that this baby will come soon enough and you will be so amazed at how beautiful he/she will be. You will understand that bond instantly and as a mom you will NEVER forget the smell of a newborn baby. As far as the pain goes. Breath out as if you are blowing a huge bug away from you and ask for a pregnancy ball. That really helped me when I was in labor. Your body will know when to speed up or slow down. That is that wonder of a womans body. We are truly lucky to have these beautiful temples for creating new life. Good luck Sweetie!
Yes it's normal to feel uncomfortable around there, if you're thinned out and dilated then you're baby's head is pushing down into the birth canal.
Walking helps, stairs, squats, sex, just try anything to get things moving if you're that adamant. Hopefully your child will be healthy.
Do what my mother did for all four of her children, take Castor oil! Only a little bit to get things going! The recommended dose should suffice. You will probably hear all kinds of negativity from this, and for good reason! Because, not to be totally graphic...it makes you have to go...to the bathroom...number two...really bad! But I swear, it worked for both my girls! And I was at 38 weeks for both! It's almost over honey!
yes, it is very normal.
try walking a lot, eating Mexican food, drinking raspberry leaf tea
these are all things that people have told me worked for them. I don't know because my body was being uncooperative. My cervix wouldn't dilate, efface, nothing. So I had to be induced.
Information on how to make yourself more comfortable at this time on the link below. G
Drink lots of water too...
Sunday, August 22, 2010
If you haven't any knowledge about a particular stock then why would you advise me to sell my shares?
that's what brokers do
they need their comissionsIf you haven't any knowledge about a particular stock then why would you advise me to sell my shares?
I wouldn't, which is why I didn't.
Someone else might do it with a blanket reasoning, like they think that people should get out of the market altogether. Otherwise, some people just like to pretend like they know answers when they don't, giving misleading and often incorrect advice. That's life.If you haven't any knowledge about a particular stock then why would you advise me to sell my shares?
I would not do that...hell I would be scared to have stock now.
when it loses 50% of its value.
Your question is ?
If You have any extra money, it is the time to buy.....!!
its not my money.beauty
they need their comissionsIf you haven't any knowledge about a particular stock then why would you advise me to sell my shares?
I wouldn't, which is why I didn't.
Someone else might do it with a blanket reasoning, like they think that people should get out of the market altogether. Otherwise, some people just like to pretend like they know answers when they don't, giving misleading and often incorrect advice. That's life.If you haven't any knowledge about a particular stock then why would you advise me to sell my shares?
I would not do that...hell I would be scared to have stock now.
when it loses 50% of its value.
Your question is ?
If You have any extra money, it is the time to buy.....!!
its not my money.
Im planning to invest in the stock market, Im new at this but I want to try for a change in life, some advise?
I live in New York FYI....Im planning to invest in the stock market, Im new at this but I want to try for a change in life, some advise?
Here is some standard advise:
More and more, we are taking on the bulk of the costs of life. Corporations are cashing out pensions and moving towards the 401k, they鈥檙e putting more of the cost of medical insurance on us by way of higher premiums, copays and deductibles. We are funding more for disability, and long term care. Social security may be privatized in which case some very simple math will show most of us will do worse.
If you are 25 today and you retire at 67 with a million dollar investment portfolio, that will safely generate $60K/year. But when you are 67, that 60K will only have the buying power of a little over $16K/year. It gets worse though, because at 67, you will still probably have 30 more years to live and that 16K will shrink each year until it鈥檚 only worth $8K/year at age 90.
A million dollars isn鈥檛 what it used to be鈥?and it will be even less in the future.
So鈥? We must all become educated investors much more so then our parents were and start sooner. These are some basic steps to get you started. You鈥檝e got to jump in now.
Step 1.
First decide what kind of brokerage you want to work with. You can open a brokerage account in your bank, with a large full service brokerage or an internet brokerage. I find when I get help, most people want to sell me things that are better for them鈥? So I use http://www.scottrade.com because it鈥檚 cheap and easy with low frills. I like their streaming quotes and I do my own research and make my own investments. But any low cost internet brokerage service is fine.
Step 2. get a subscription to Barrons or Investors Business Daily鈥?Do this for 6 months or a year. At first, It seems a bit mysterious, but pretty soon you start to understand the terms and things that investors are looking for and what they are afraid of
Step 3. If you have some money to invest, put it in 3 month CD鈥檚 right now. First the market is unstable and second you have some homework in Step 3 to do before you do any investing.
Step 4. Go out to the internet and search on the following subjects. Become very familiar with the concepts.
Asset allocation
Long term investing
inflation
Roth ira vs ira
Large med small cap
Value vs growth
Indexed mutual funds
No load mutual funds
ETF
Sector funds
Bonds CD preferred stock
dividends
International funds
Market cycles
volatility
Fundamental analysis
Technical analysis
In most cases, I think it is wise to use indexed mutual funds and ETF to build the base of your portfolio.
Step 5 go to http://clearstation.etrade.com/ and sign up for a free account. Play around there by looking at graphs and fundamentals. If you click on the graph names, you will get clear information about what the graph is based on and how to interpret it. I think it鈥檚 also a good idea to pretend you have $10,000 and start buying and selling on paper. Keep track of where you are each day for a month鈥?It鈥檚 a lot easier to lose play money then real money鈥?
WARNING: don鈥檛 rely on technical analysis alone. These graphs a good at telling you WHEN to buy and sell, but now WHAT to buy.
Step 6. It鈥檚 always a good Idea to see a CFP (certified financial planner). Their job is to work for your benefit, not to sell you investments. They can cover subjects like employee benefits, insurance, budgeting, living trusts, 401k, taxes and real estate as well as investment types and investment types to keep away from.
Always strive to do your own research鈥?you鈥檒l find everyone sounds like an expert so take everything people tell you with a grain of salt. It鈥檚 not easy in the beginning but soon you will be the expert.
Don鈥檛 get involved with futures, currency, options (unless you get stock options at work), commodities, annuities or other derivative type investments at this time.
Good LuckIm planning to invest in the stock market, Im new at this but I want to try for a change in life, some advise?
#! diversify, #2 read everything you can about what is happening in the world, #3 spend a little (10% or so) in speculation...look for singles and doubles (when you get lucky.) But, hit a grand slam every now and again. Depending on your age, income, expenses, etc. look to take a bit of a risk now and then. If congress passes a law mandating that everyone must drink coffee, what would you look to buy? Use that kind of investigative discipine in your research. Most important, don't be reluctant to take profits. (As Kramer says, hogs get slaughtered.) And, above all, have an exit point/strategy. Don't ride your 'turkeys' to the bottom. Every smart investor has a stop out point. You too need to develop one. Once you have it, use it religiously. Good luck. Believe me, there is money to be made!
Read some stock tips and quotes on this site
Morningstar.com is a great place to learn.
1) don't try to pick homerun stocks.
2) use a well diversified portfolio (ie, small cap, large cap, value, growth, international, emerging markets, bonds etc.).
3) check out http://www.ifa.com and http://www.fool.com . great sources of information.
Sure. Research the market and what makes it tick for about a year. Then, you are on your own.
I've been exploring Sharebuilder.com and it seems like a pretty good starter site. Best of luck!
Yes you could learn invest by yourself. it is your money, you should know how to do with it. for starter check this site out.
http://www.pathtoinvesting.org/index_fla鈥?/a>
http://www.stockcharts.com
%26gt;...http://www.streettalklive.com%26gt;... university. a lot amount of information. It will serve you well
I accumulate in good amount in 401k at the young age.I could share with you. when consider invest in stock market. you should consider basic 3 things:
fundamental analysis==(economic data,finincial health, management, business model, competetion)%26gt;%26gt;what to buy
technical analysis==(chart+indicator)%26gt;%26gt; when to buy
Sentiment/schycho analysis==%26gt;%26gt;mood of investor, Contrarian point of view.
Market cycle===%26gt;%26gt; check out book Trader Almanac by jeff hirsch will give you inside stuff
When you combine 3 thing, It is one of the powerful knowledge goinh with you for the rest of your live
At the age of 32. my 401k is amassed 71,000.00 and 30000.00 in taxble account. by follow simple rule
This is a good site with lots of info:
http://www.eckleswealth.com
Be careful about where you get your advice (such as on a free board like this...). Remember, it's worth what you paid for it!!!
find an agent...and start small, then work your portfolio up. research the companies and get second opinions before you purchase stock.. also, consider what you are willing to pay the agent in commisions, some have higher commisions than others. research, research.......research
Check out books by Suze Orman who approaches the topic(s) in a very down to earth manner. She offers a risk assessment test that can help you decide if stocks are the way to go for your personality type.
Here is some standard advise:
More and more, we are taking on the bulk of the costs of life. Corporations are cashing out pensions and moving towards the 401k, they鈥檙e putting more of the cost of medical insurance on us by way of higher premiums, copays and deductibles. We are funding more for disability, and long term care. Social security may be privatized in which case some very simple math will show most of us will do worse.
If you are 25 today and you retire at 67 with a million dollar investment portfolio, that will safely generate $60K/year. But when you are 67, that 60K will only have the buying power of a little over $16K/year. It gets worse though, because at 67, you will still probably have 30 more years to live and that 16K will shrink each year until it鈥檚 only worth $8K/year at age 90.
A million dollars isn鈥檛 what it used to be鈥?and it will be even less in the future.
So鈥? We must all become educated investors much more so then our parents were and start sooner. These are some basic steps to get you started. You鈥檝e got to jump in now.
Step 1.
First decide what kind of brokerage you want to work with. You can open a brokerage account in your bank, with a large full service brokerage or an internet brokerage. I find when I get help, most people want to sell me things that are better for them鈥? So I use http://www.scottrade.com because it鈥檚 cheap and easy with low frills. I like their streaming quotes and I do my own research and make my own investments. But any low cost internet brokerage service is fine.
Step 2. get a subscription to Barrons or Investors Business Daily鈥?Do this for 6 months or a year. At first, It seems a bit mysterious, but pretty soon you start to understand the terms and things that investors are looking for and what they are afraid of
Step 3. If you have some money to invest, put it in 3 month CD鈥檚 right now. First the market is unstable and second you have some homework in Step 3 to do before you do any investing.
Step 4. Go out to the internet and search on the following subjects. Become very familiar with the concepts.
Asset allocation
Long term investing
inflation
Roth ira vs ira
Large med small cap
Value vs growth
Indexed mutual funds
No load mutual funds
ETF
Sector funds
Bonds CD preferred stock
dividends
International funds
Market cycles
volatility
Fundamental analysis
Technical analysis
In most cases, I think it is wise to use indexed mutual funds and ETF to build the base of your portfolio.
Step 5 go to http://clearstation.etrade.com/ and sign up for a free account. Play around there by looking at graphs and fundamentals. If you click on the graph names, you will get clear information about what the graph is based on and how to interpret it. I think it鈥檚 also a good idea to pretend you have $10,000 and start buying and selling on paper. Keep track of where you are each day for a month鈥?It鈥檚 a lot easier to lose play money then real money鈥?
WARNING: don鈥檛 rely on technical analysis alone. These graphs a good at telling you WHEN to buy and sell, but now WHAT to buy.
Step 6. It鈥檚 always a good Idea to see a CFP (certified financial planner). Their job is to work for your benefit, not to sell you investments. They can cover subjects like employee benefits, insurance, budgeting, living trusts, 401k, taxes and real estate as well as investment types and investment types to keep away from.
Always strive to do your own research鈥?you鈥檒l find everyone sounds like an expert so take everything people tell you with a grain of salt. It鈥檚 not easy in the beginning but soon you will be the expert.
Don鈥檛 get involved with futures, currency, options (unless you get stock options at work), commodities, annuities or other derivative type investments at this time.
Good LuckIm planning to invest in the stock market, Im new at this but I want to try for a change in life, some advise?
#! diversify, #2 read everything you can about what is happening in the world, #3 spend a little (10% or so) in speculation...look for singles and doubles (when you get lucky.) But, hit a grand slam every now and again. Depending on your age, income, expenses, etc. look to take a bit of a risk now and then. If congress passes a law mandating that everyone must drink coffee, what would you look to buy? Use that kind of investigative discipine in your research. Most important, don't be reluctant to take profits. (As Kramer says, hogs get slaughtered.) And, above all, have an exit point/strategy. Don't ride your 'turkeys' to the bottom. Every smart investor has a stop out point. You too need to develop one. Once you have it, use it religiously. Good luck. Believe me, there is money to be made!
Read some stock tips and quotes on this site
Morningstar.com is a great place to learn.
1) don't try to pick homerun stocks.
2) use a well diversified portfolio (ie, small cap, large cap, value, growth, international, emerging markets, bonds etc.).
3) check out http://www.ifa.com and http://www.fool.com . great sources of information.
Sure. Research the market and what makes it tick for about a year. Then, you are on your own.
I've been exploring Sharebuilder.com and it seems like a pretty good starter site. Best of luck!
Yes you could learn invest by yourself. it is your money, you should know how to do with it. for starter check this site out.
http://www.pathtoinvesting.org/index_fla鈥?/a>
http://www.stockcharts.com
%26gt;...http://www.streettalklive.com%26gt;... university. a lot amount of information. It will serve you well
I accumulate in good amount in 401k at the young age.I could share with you. when consider invest in stock market. you should consider basic 3 things:
fundamental analysis==(economic data,finincial health, management, business model, competetion)%26gt;%26gt;what to buy
technical analysis==(chart+indicator)%26gt;%26gt; when to buy
Sentiment/schycho analysis==%26gt;%26gt;mood of investor, Contrarian point of view.
Market cycle===%26gt;%26gt; check out book Trader Almanac by jeff hirsch will give you inside stuff
When you combine 3 thing, It is one of the powerful knowledge goinh with you for the rest of your live
At the age of 32. my 401k is amassed 71,000.00 and 30000.00 in taxble account. by follow simple rule
This is a good site with lots of info:
http://www.eckleswealth.com
Be careful about where you get your advice (such as on a free board like this...). Remember, it's worth what you paid for it!!!
find an agent...and start small, then work your portfolio up. research the companies and get second opinions before you purchase stock.. also, consider what you are willing to pay the agent in commisions, some have higher commisions than others. research, research.......research
Check out books by Suze Orman who approaches the topic(s) in a very down to earth manner. She offers a risk assessment test that can help you decide if stocks are the way to go for your personality type.
I am having a hard time getting pregnant. Is there any tips or advise that may help?
the best is to talk with your doc. mine had given me Vitamin E and folic acid to help.I am having a hard time getting pregnant. Is there any tips or advise that may help?
When you have sex, try putting your buttocks on top of a couple of pillows. This encourages the sperm to flow toward your uterus, ensuring more of them survive. Also, try remaining laying down for 30 minutes afterward, to ensure optimal delivery. And, if you'll notice, there are 5-8 days per month when you are super 'ready' (you know what I mean). Make sure you do something on those days. That raises the chances significantly.I am having a hard time getting pregnant. Is there any tips or advise that may help?
I am in the same boat hun...use an ovulation test!!! I got a box with 20 in it at Wal-Mart for like $12.99...I detected the LH surge (which means i ovulated) yesterday and now I am just waiting and praying. Don't give up though!!! If you still have problems talk to your doc. about clomid....it will help you get preggo and its fairly inexpensive. Oh! And lay on your back or in an upside down angle for at least 5 min. after sex....helps the lil guys get to where they need to go. Sending baby dust your way hun...hope you hit the mark soon!
Go to www.fertilityfriend.com this is a great site to go to which will help also I am in a group www.twoweekwait.com It's a TTC community they are wonderfull women and are a lot of help. Good luck
the best thing is consult you ob-gyne
When you have sex, try putting your buttocks on top of a couple of pillows. This encourages the sperm to flow toward your uterus, ensuring more of them survive. Also, try remaining laying down for 30 minutes afterward, to ensure optimal delivery. And, if you'll notice, there are 5-8 days per month when you are super 'ready' (you know what I mean). Make sure you do something on those days. That raises the chances significantly.I am having a hard time getting pregnant. Is there any tips or advise that may help?
I am in the same boat hun...use an ovulation test!!! I got a box with 20 in it at Wal-Mart for like $12.99...I detected the LH surge (which means i ovulated) yesterday and now I am just waiting and praying. Don't give up though!!! If you still have problems talk to your doc. about clomid....it will help you get preggo and its fairly inexpensive. Oh! And lay on your back or in an upside down angle for at least 5 min. after sex....helps the lil guys get to where they need to go. Sending baby dust your way hun...hope you hit the mark soon!
Go to www.fertilityfriend.com this is a great site to go to which will help also I am in a group www.twoweekwait.com It's a TTC community they are wonderfull women and are a lot of help. Good luck
the best thing is consult you ob-gyne
Advise anybody theres this hirl she pases my store once a while and i got her number 2 days ago?
so when is the best time to text her and ask her if shes intrested going out for dinnerAdvise anybody theres this hirl she pases my store once a while and i got her number 2 days ago?
call her you puss. Texting is for the weak!Advise anybody theres this hirl she pases my store once a while and i got her number 2 days ago?
Well maybe tomorrow afternoon text her and just start a casual conversation. Then after a little wile of getting to know her, then maybe ask to hang out or go out for a drink. Then ask her to the movies or out to dinner, you need gradual steps into the relationship.(: Best of luck!!!
Can you please help me with my question too(:
http://answers.yahoo.com/question/index?鈥?/a>
Thanks %26lt;3!
call her you puss. Texting is for the weak!Advise anybody theres this hirl she pases my store once a while and i got her number 2 days ago?
Well maybe tomorrow afternoon text her and just start a casual conversation. Then after a little wile of getting to know her, then maybe ask to hang out or go out for a drink. Then ask her to the movies or out to dinner, you need gradual steps into the relationship.(: Best of luck!!!
Can you please help me with my question too(:
http://answers.yahoo.com/question/index?鈥?/a>
Thanks %26lt;3!
My friend told me she loves me when i talked to her but she was drinking at the time i need some advise?
i met my friend at work about 3 years ago, but i year ago she moved. About 2 months after she moved she invited me to go visit her so i did.
During new years i called her and she was told me she was drinking and she said she loves me. i don't know if she said cuz she loves me as a friend or romantically. what do you guys think?My friend told me she loves me when i talked to her but she was drinking at the time i need some advise?
Well my boyfriend and I went out drinking and he told me to go home because he wanted to go home with another man. I really, REALLY hope that there is no correlation between drunken words and actual emotions.My friend told me she loves me when i talked to her but she was drinking at the time i need some advise?
if you have feelings for her go for it. ask her out. just do not under any circumstances ask her about that night.
During new years i called her and she was told me she was drinking and she said she loves me. i don't know if she said cuz she loves me as a friend or romantically. what do you guys think?My friend told me she loves me when i talked to her but she was drinking at the time i need some advise?
Well my boyfriend and I went out drinking and he told me to go home because he wanted to go home with another man. I really, REALLY hope that there is no correlation between drunken words and actual emotions.My friend told me she loves me when i talked to her but she was drinking at the time i need some advise?
if you have feelings for her go for it. ask her out. just do not under any circumstances ask her about that night.
Subscribe to:
Posts (Atom)